Read how to correctly calculate the cost of developing a banking app to avoid breaking your project budget and drowning in extra expenses.
Natalie Monko
Lead Project Manager
Background
Lead Project Manager in Surf
2021 – present
Head of Operation in Atos IT Solutions and Services A/S
2012 – 2021
Education
Master of Business Administration
Master of Applied Mathematics
Key skills
- Sales
- Operations Management
- Analytical Skills
- Power Plants
- Communication
- Mobile Product Development
- Web Production Management
Posts by this author
Learn about the main fintech compliance regulations and laws affecting companies and the best strategies and practices of effective risk management for a fintech project.
How to choose customer loyalty program management software. Explore the pros and cons of turnkey and custom solutions for enterprises, criteria to consider, and key features.
Read our article to discover how to develop a Revolut alternative, what features to include in web and mobile versions of the bank app, and how to ensure data security.
Read about KYC meaning and how to do KYC compliance in 2024: we've made a checklist with lots of examples from the fintech companies’ experience.
Learn about wallet app development, types of digital wallets and their features. Discover how much it costs to develop your own mobile iOS or Android wallet app and what steps to take.
Learn how to get a banking license for starting an online neobank, avoid extra costs and speed up a tedious process of digital finance license acquisition.
Check what benefits finance-related businesses can gain due to IoT technologies and what factors shall be taken into account.
Having been in fintech development for 12+ years, the Surf team is aware of strengths and pitfalls in creating automated billing solutions.
Check benefits of accounting software for your business ✅ Have a closer look at the custom software development opportunities.
Planning to create payment app software? Surf developer team is here to share best practices.
Planning to build your Flutter-powered financial app? Check out some tips from one of the top Flutter developer teams.
Planning to develop a mobile banking application? Read the article to learn how to provide a great user experience to your clients.
Why choose a custom solution for your automated expense management and how to make it maximum efficient? Check our article to learn more.
Check why and when it makes sense to develop custom software to automate your invoice processing and billing needs.
How to build the best investment portfolio management software? Our fintech experts answer frequently asked questions about creating investing apps.
Planning a custom solution for wealth management? Check the key factors and challenges to consider.
Learn how to start your insurance mobile app development. ✅ The main steps, features, tech stack, and tips to help you create the top product.
We are a team of professionals in custom payroll management systems development. Read more about our approach and processes we apply for our clients.
Explore the main stages of full cycle software development. An ultimate guide from a fintech app development company with 12 years’ experience.
Want to create a custom intranet application for your bank? Our team can build an intranet solution that will meet your business-specific needs.
What does it take to start a neobank? Our guide takes you through the essential steps, from predevelopment research to overcoming key challenges.
Looking for a fintech development company for your next project? Check out these ten companies with the experience and track record to get the job done right.
Planning to try banking CRM software? Find out how to choose it and what features are the best to help your business grow.
Internet banking development means numerous benefits and challenges. Learn what the audience needs today to offer them the best service.
Planning to develop a retail mobile app for your business? Find out what functionality to choose first and how to take maximum benefits from retail automation.
Find out what challenges can be faced implementing digital payments and what is the way to overcome them
Learn about advantages of Flutter cross-platform framework for building a payment app, main steps of development and key features to include
Learn how to choose a Go development company to create a fintech app, what challenges you can meet, and what else is important to know before hiring a Go developer team.
Learn about benefits of Golang for fintech development and insights how the language is used by top global players
Learn how using Go for fintech app development can help achieve higher reliability, security, and performance.
Check out how the payment gateway API testing ensures the proper and fast transaction verification.
Explore the top 6 tools to enable crypto data visualization and analysis in cryptocurrency applications while ensuring a seamless user experience.
Learn how to create a crypto app design that will stand out from competitors and meet end-user needs, making customers fall in love with your product.
Digital trust is essential to attract customers, improve credibility, and increase revenue. Find out how to build fintech trust with your app users.
Discover what difficulties users and businesses face when paying internationally and how innovative companies help solve them.
How do you create a seamless user experience for your wealth management product? Explore best UX design practices in our article.
Find out how Surf makes code quality one of our competitive advantages
Learn about business models, current trends and the most popular BNPL services.
How can you enable mobile payments? What is a payment gateway? How do you ensure translation security through payment API integration? Find out in this article.
Learn about the tech stack employed by the developer of Coinbase platform and discover how its technical solutions and capabilities can suit your project.
Learn how artificial intelligence can be used on every step of corporate and individual wealth management
What are the main applications of AI technology in wealth management? Find out how you can take advantage of using AI software solutions.
Find out the key wealthtech trends for 2022 that will help companies automate business processes, improve customer service, and gain a competitive advantage.
Find out ways to digitalize your investment services, and learn how to meet your clients expectations and gain competitive advantage.
When thinking about how to integrate crypto payments, the first step is to choose a gateway. Explore 6 popular gateways to find one that will meet your needs.
To create an advanced fintech product, you need developers with broad experience in the field. Read on to find out how to hire the best talent.
Learn about pros & cons, types and current trends of robo advisor software for wealth management in fintech
Learn where to start when you plan to create a family finance app and how to make it child-friendly and secure.
Find out what technologies power the most successful solutions on the banking market and how you can implement them for your project
Learn how to create a stock market app: features to include, development costs and other important aspects.
How to develop a banking app, ensure a seamless user experience, and cut time to market and costs by over 30%? Read the article and find out.
Learn about the main stages of neobank’s growth and what aspects are paramount for building a large stable business.
What is financial inclusion? Why is it a key enabler of many UN Sustainable Development Goals? How do startups increase financial inclusion? Learn the answers.
Find out what fintech gamification features will help you ensure an amazing customer experience, retain users, and increase the conversion rate.
The biggest challenge for neobanks is reaching profitability. Learn how to successfully monetize this fintech product.
What is banking as a service and what advantages does this model provide? What types of BaaS solutions exist? Find out the answers in our article.
Increasing cyber threats and compliance costs assign fintech security concerns a high priority. Learn how to secure a startup by building a safety-focused culture.
Check out the list of UK fintech startups to learn what tech products take the center stage, as well sas gain insight into market dynamics.
Learn why social component is integral to every successful P2P payments app, and what are the pillars of social+ app development to build your own product.
Learning nuances of loan app development? Here’s all you need to know to get started: market overview, main features to include and costs of development.
Explore insurance app ideas to find out how your company can automate various business processes, increase efficiency, and improve customer engagement.
Explore the main wealth management technology solutions that allow financial companies to meet end-user needs and generate profit. Get ideas for your project.
Learn what wealthtech is and how it contributes to meeting arising wealth management challenges. Get acquainted with key market players and their solutions.
Learn in which ways fintech is changing the banking industry to better understand the trend that is currently shaping the image of the global fintech services market
Learn how the use of a microservices architecture in banking can help you ensure scalability, high availability, fault tolerance, as well as other benefits.
Learn what the main types of cryptocurrency apps are, how to develop each of them, and how much it costs to build an effective crypto app for your business.
Learn the main characteristics of working fintech app design, look into the challenges and ways to resolve them to build a user-friendly and convenient end-product with a loyal audience.
Read about fintech challenges and opportunities arising before finance startups.
What is design thinking in fintech? How will it help you find the best solution to user needs and ensure a seamless customer experience? Find out the answers.
Financial software for personal use and for business needs. Key types and features. Reasons to choose custom-developed solutions.
Find out what digital payment trends will drive the market in 2021 and years to come and how you can gain a competitive advantage by applying them.
What are the key disadvantages of white label banking software solutions? How can you address existing issues? Find out the answers in our article.
What are open banking APIs and how fintech startups build successful apps with them. Read our article to find out.
Learn pros and cons of outsourcing developers for fintech startups and how to choose the right team for your project.
Learn how to create a mobile banking app with this step-by-step instruction, including project cost and time frame.
Check out an ultimate guide on how to create a fintech startup in 5 steps and increase project success chances.
Want to build a finance startup? Learn about the current trends in the fintech industry and what business ideas to consider.
Learn what neobank is, how it works, and what are the differences between neobanks and a traditional bank.
Learn how fintech modernizes finance and what are key trends to know.
By applying mobile banking industry trends, you can boost efficiency and save costs. Learn how you can solve a range of issues with innovative technologies.
Read our article to learn how to create an investing app in 2021: costs, must-have features and trends.
How to create a personal finance app in 2021? Read our article for insights, current trends and tips on developing a budget app.
Learn what are the most common security vulnerabilities within mobile banking apps’ architecture and factors affecting app security to build safe and reliable product
How to create a Fintech app that will meet the needs of the most demanding clients? Have a look at the step-by-step plan to develop a successful Fintech product.
Learn how to write mobile app documentation. Dig deeper into technical and design requirements for a mobile app. Get a free mobile app requirements template.