We know what consumers really want from banks.
Intuitive user experience, security and fraud protection, and mobile access are some of the most requested features from consumers (especially the younger generation). With our team, you can digitalize all your banking processes and provide the best value to users, ultimately, helping them reach their financial goals.
Give me what I want, where I want it, and when I want it.
Customers expect online services for everything from shopping for groceries to taking out loans. We can help you build an app that lets your customers complete all their banking processes digitally:
CPO and Head of Electronic Business Department
I want my data to be safe and secure.
Our code complies with OWASP secure coding practices. We also implement advanced authentication, data encryption, and DevSecOps to ensure data security and compliance with regulations.
Make it easy and fast for me to manage my money.
We research your target audience and your competitors to create intuitive and effective interfaces optimized for conversion. We also build comprehensive design systems to make it easy for you to test, maintain and scale your product. We have been creating banking and fintech apps for more than 12 years, and accumulated a good knowledge of industry-specific details and peculiarities.
I want to use a mobile app whenever possible.
We develop neobanks using both native (Swift, Kotlin) and cross-platform technologies (Flutter). Flutter helps release an app with a native-like user experience on a tight schedule and spend 50% less on app development.
To scale in a heartbeat
Faster deployment, simplified maintenance, higher scalability — we design API-driven microservice architectures, use cloud technologies, and implement end-to-end DevOps pipelines to achieve connectivity, security, scalability, and high availability.
Whether you’re an interchange-led bank like Chime, a credit-led bank like Nubank, a bank that offers a whole ecosystem of financial products like Monzo, or even a Banking as a Service platform, you can team up with us to bring an innovative financial product to the market or maintain your existing solution.
Want to develop a scalable, reliable, and fault-resistant service?
Surf can do it for you. Drop us a brief and let’s do your project together!Vadim Mazin
Chief Commercial Officer, Surf