Trusted by Y Combinator neobanks


years on banking and fintech market


experienced professionals


Top financial app developers, ranked by Clutch

Our banking software development solutions

Surf develops banking software tailored for specific audience needs: from generally-used applications and sites to family banking or banking products for children.

Provide your customers with the convenient access to a variety of banking services and solutions. Do not forget to look toward automation and digitalization solutions we offer for internal bank processes and communication.

  1. Internet banking fund transfers

    • bill payments
    • account balances and transaction history
    • updating user accounts and other financial records
    • applying for loans or insurance online
    • analytics, and more
  2. Mobile banking for iOS and Android

    • secure authentication
    • P2P and bill payments
    • in-app and push notifications
    • QR code payments
    • spending analytics
    • ATM or bank branch locator, and more
  3. Intranet for banks

    • document, procedure and policy management
    • advanced knowledge base desi
    • multichannel information distribution
    • online forms
    • training tools
    • employee-generated content feed, and more
  4. Custom ERP systems

    • online task management
    • scheduling tools
    • generating reports
    • HR solutions
    • document flow digitalization
    • integrations, etc

Engaging user experience for mobile banking

More about our approach

Software tailored to banks’ specific needs

Whether you need a new banking application or site developed, or planning to modernize your existing software by way of migrating to the newer tech stack, check our case studies to find out what we have already done in the field of banking software development and how we collaborate with our clients.

More banking software development challenges and solutions here

See more cases

Team up with experienced banking software developers

We are ready to join your in-house team at any stage and in the format you prefer: a dedicated team to be in charge of the development process or individual specialists to augment your project group.

  1. Analysts — speed up the delivery up to 20%, ensure reduced bus factor


    – Business analysts analyze requirements, evaluate the associated risks, review design for compliance with guidelines, conduct grooming sessions.

    – System analysts take care about components working perfectly together in line with customers’ needs, define how to respond to a business challenge in technical language, and update specifications on a regular basis

  2. Programmers — 250+ tech enthusiasts with strong engineering culture


    The Surf team of top-notch engineers provides

    – cross-industrial expertise

    – seamless collaborations with in-house teams

    – focus on the clients’ business goals and needs

    – continuous improvement of the existing technologies to ensure our clients get the best possible solutions for their project needs

  3. UX\UI designers and researchers — add more value to boost conversion, earn loyalty, reduce churn rates


    UX/UI designers’ tasks cover

    – conceptualizing to determine a core idea driving design decisions

    – customer journey mapping,

    – user flows diagrams,
    wireframing/prototyping, and UI designing

    In banking software development our designers focus on clean UIs that don’t distract users from completing their goals

  4. Quality assurance engineers — save our clients up to 80% of time on testing due to test automation


    Our QA engineers

    – review banking software technical requirements for accuracy and consistency

    – assess the design to ensure it covers all expected application or site states

    – use scenario tests and checklists that adhere to a common structure aiding time-efficiency

    – provide reports covering all the checks and tests done and the test records

  5. Project managers — ensure balancing the three points of the project triangle


    PMs in the Surf teams:

    – ensure every task in the banking software development project is completed on time and within budget

    – manage teams of analysts, designers and developers – all in full transparency so the client knows exactly where their project stands at any given moment

    – monitor financial progressions related to the project and generate reports to provide insights into team performance over sprint cycles

Need custom software provider for your bank?

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Vladi Makeew

CEO of Surf
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