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Fintech Mobile App Development Company

fintech

Develop a brand new mobile banking solution
or a fintech service available
on smartphones

We’ve been in the fintech mobile app development since 2011 serving some of the largest financial institutions and Y Combinator startups

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More info in our blog
Cryptocurrency App Development Guide How to Create a Payment App with Flutter How to Build Trust with Users in Fintech
Mobile banking
Challenger Banking App With Flutter Cost of Developing a Banking App How to Create a Mobile Banking App
Fintech app concepts
Concept of a mobile investment app Mobile finance app for kids

Our focus areas in financial app development

We specialize in building mobile banking apps and trading platforms that meet the needs of individuals, enterprises, and startups

Mobile banking apps
  • Instant payments
  • Online loan applications
  • Loyalty programs
  • Know Your Customer approach
  • Bank Intranet
  • Banking CRM
Trading apps
  • Real-time market navigation
  • Customizable charts
  • Informed decision making
  • Built-in education
  • Stock trading digitization
  • Great for professionals and beginners

Our fintech mobile apps

Surf is a company of choice when it comes to finance app development. Check out our recent projects below

Real–time cryptocurrency trading platform

We developed a mobile crypto exchange for both casual and professional cryptocurrency investors to monitor price changes, buy, sell, and trade crypto. Surf fintech app developers made it possible for price quotes to get updated 20 times per second

Neobank app for Y Combinator startup

Together with the Client team, we created a super app for Millenials in less than one year. The app is powered with Flutter and Kotlin and the code is 100% covered with tests

Smart banking app on top of legacy backend

Our financial app developers helped the Client rebuild their old app using an improved "smart banking" concept. As some services had to work using the existing backend, we built a middleware server: a layer that connects the app to both the old and the new backend

One app for 5 different banks

Our Client is a parent company for five commercial banks. They needed an application that would serve completely different types of consumers. To solve this challenge, we built a complex design system taking into account the needs of different audiences

Team up with experts in finance mobile app development

Our services are tailored to meet the needs of startups and corporations looking to develop a functional, secure, and usable finance app

Fintech app design

Finance isn’t as simple as plugging in numbers on a spreadsheet. Financial apps have to be able to display large amounts of data and include complex user flows. Despite the complexity, fintech must make daily financial operations accessible and user-friendly for everyone. And that’s exactly how we design finance apps.

Data integrations

Your app might require integrations with different financial APIs. Some of these APIs are needed to help you verify user identity, some to enable stock trading, and some to move money internationally. With our large expertise in fintech, we don’t only integrate your app with all the needed services. We help you define what services you need to integrate with.

Fintech app development

At Surf, you get a chance to work with some of the top fintech app developers out there. We specialize in both native and cross-platform technologies. Our native apps are written in Swift (for iOS) and Kotlin (for Android) and we use Flutter to develop apps that run on both platforms. But what's even more important, we know how to build effective work relationships with our clients that last for years.

Quality assurance

When it comes to money and personal data, QA testing isn’t just “nice-to-have” — it’s a must-have. Minor bugs can undermine your app’s credibility. To make sure your banking or finance app is functional, secure, and usable, we cover 80% of your code with auto and unit tests and run up to 50% of test scenarios manually.

Security and compliance

There can be many areas of vulnerability or risk in financial mobile app development. After all, the financial industry is hackers' sweet spot. To minimize the probability of hackers attempting to access personal, financial, and banking information in your app, we write secure code and put your application through rigorous assessments.

On–time delivery (even on tight deadlines)

If your time to market is crucial, we can speed up mobile application development for fintech by building iOS and Android apps simultaneously. We have open code standards, so developers can jump into a project and get up to speed pretty quickly.

What our fintech app developers can build for you

As a finance mobile app development company, we're the best fit for projects in the fintech domain. You can consider our expertise for the following types of projects

Corporate finance
From expenses and revenue management to invoice processing and payroll management
Personal finance
Monitoring and optimization of personal expenses including reports, analytics, and notifications
Mobile banking
Perfect fit for both neo-banks and traditional banks
Robo advisors
We can help you change investment management with smart advisors and recommendations
Mobile payments
Loan lending solutions and P2P payment apps
Insurance developments
Speed up claims processing and policy administration

What our Clients say

There was no backend development expertise in our bank, so the work on the server-side fell on different contractors. In the process, we realized that it would be much better to let Surf develop the entire application because they have deep analytics and understanding of our business processes

Dmitry Malykh, CPO and Head of Electronic Business Department

We announced a tender for the development of a Flutter banking app, then we studied the portfolio of companies, relevant experience, and cost. What I liked most about Surf was that it was not too lazy to make a demo from layouts and offered us a reasonable price. We did a really great job as a single product team

Andrew Davydov, Head of Mobile

The most impressive thing about Surf is their great expertise in mobile development and excellent teamwork. It is also worth mentioning their extensive banking experience, as well as their clear understanding of fintech projects, their specifics, and typical UX aspects. Last but not least, they place a high priority on app security.

Dakhir Semyonov, Head of Digital Business Development

There was no backend development expertise in our bank, so the work on the server-side fell on different contractors. In the process, we realized that it would be much better to let Surf develop the entire application because they have deep analytics and understanding of our business processes

Dmitry Malykh, CPO and Head of Electronic Business Department

We announced a tender for the development of a Flutter banking app, then we studied the portfolio of companies, relevant experience, and cost. What I liked most about Surf was that it was not too lazy to make a demo from layouts and offered us a reasonable price. We did a really great job as a single product team

Andrew Davydov, Head of Mobile

The most impressive thing about Surf is their great expertise in mobile development and excellent teamwork. It is also worth mentioning their extensive banking experience, as well as their clear understanding of fintech projects, their specifics, and typical UX aspects. Last but not least, they place a high priority on app security.

Dakhir Semyonov, Head of Digital Business Development

Let's code your success story together!

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Olga Gromakovskaya

Chief Commercial Officer, Surf

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