Transform the future of banking together with Surf
Polished processes, reliable team, distinctive expertise in digital banking and fintech — Surf helped build and launch neobanks with hundreds of thousands of users. We are trusted by world-famous fintech companies like Société Générale and Y Combinator startups.
We will develop a custom solution or will design a consistent system of ready-made ones
Success stories
Our Flutter team built a cross-platform challenger bank app from the ground up in less than a year
- Kotlin-powered backend
- Bleeding-edge UI/UX
- Numerous SDK integrations
- And other features
Our Flutter team built a cross-platform challenger bank app from the ground up in less than a year
- Successful integration with the Client’s backend legacy banking services
- Smart design
- Smooth project transfer to the Client’s in-house team
We developed a new modern banking app that fulfills the needs of each family member, provides shared accounts and detailed spendings analytics
- Improved usability and clear UI
- Gamified financial education tasks for kids
- Family cashback categories
- And other features
All-digital banking processes in one app
We will build a neobank app that allows your customers complete all their banking processes digitally
- Easy account opening
- Identity verification
- Fraud-detection
- Bank-to-bank transfers
- Intrabank transfers by phone number
- Making international payments
- Setting limits on cards
- Paying bills
- Loading funds
- Splitting a bill
- Scheduling regular payments
- Viewing transaction history
- Viewing spending analytics
- Signing documents with e-signature
- Push-notifications
- Support chat and chatbots
Looking for specific project?
Services we provide
UX/UI design
Human centric design by team of 15+ Senior Designers and 25+ SA:
- Market and competitor analysis, user and product researches
- CJM workshops, in-depth customer interviews
- UX expertise that help our clients boost conversions, reduce churn rates, cover broader audience
Native app development
Human centric design by team of 15+ Senior Designers and 25+ SA:
- Native apps on a smartphone with Swift/Kotlin with the best CX
- Vast selection of custom tools and frameworks for development speed and efficiency
- Early adoption of tech from WWDC and I/O
- Most up-to-date stack: Swift UI, Compose, etc.
Cross-platform development
50+ developers use the only cross-platform framework worth using
- One codebase for iOS and Android
- Up to 40% less cost
- 15 times faster than React Native
Backend development
Human centric design by team of 15+ Senior Designers and 25+ SA:
- Java/Kotlin stack for any kind of service with sustainable scalability 99%
- GoLang for highly scalable, high performing, and cost-effective services
- JS and TS web frontend for maintainability
- DevOps practices to increase team performance and delivery speed
Building great products by taking small steps
Our agency develops all projects using Agile software development methodology where the process breaks down into short iterations. At the end of each iteration, you'll get a working chunk of functionality ready for review
Learn more about our neobank app development expertise
Traditional banks generally have to address issues such as bureaucracy, paper-based workflows, and time-consuming processes…
Read moreWhat is a neobank? In a nutshell, it’s a bank that doesn’t have physical branches and operates exclusively online. The shift from.
Read moreFintech is constantly transforming the financial services industry. The traditional brick-and-mortar banking concept is drifting towards…
Read moreLet's code your success story together!
Olga Gromakovskaya
Chief Commercial Officer, Surf